Our Coastal Homeowner Program is a unique product designed to offer a valuable combination of coverages to protect your home and your personal possessions.  Underwritten by QBE Speciality, an A Rated AM Best Company.   All policies are written on an ISO HO-3 or HO-6 form and offer replacement cost for dwelling and contents, liability and medical payments and a variety of deductible options. 

Our Fine Arts and Valuable Articles program offers tailored products and services and can be written as a companion to our homeowner policy, or as a stand-alone policy.  Underwritten by Praetorian Insurance Company, an A Rated A.M. Best Company, the policy offers comprehensive coverage for a diverse range of risks including fine arts, antiques, jewel and fine wine, just to name a few.  Minimum value of all items must total at least $25,000.